Apply for a fast cash loan now!

We provide fast and quick cash & payday loans (fasy simple text loans) to customers of a minimum age of 18 years with a good credit history.

You must also hold a citizenship or permanent residency of New Zealand or an Australian citizenship with a New Zealand driving licence.

Our goal is to provide you with a loan application and help you in successfully completing the lending process.

We will assist you with choosing the loan amount as well as repayment period tailored to your profile - even offering you a flexible repayment system so that you can repay the loan amount earlier if you wish to do so.

In case you run into difficulties, Just Cash Customer Service will be pleased to assist you (free of additional charges).

Justcash's loans are here to help our consumers in temporary need of money and are intended to be a means of financial assistance in times of short-term, financial hardship. The application process is absolutely confidential and safe.

SUBMIT NOW(No Employer Contact)(Zero Interest & No Fees on Your First Loan for a good credit record holder only)

What we can offer you by a cash loan & payday loan via a TEXT message

A first-time customer can initially apply for a loan of up to $400 with a repayment period of 7 to 45 days. When the customer is approved, we send them their approved loan funds and their individual PIN numbers.

After the first loan is repaid, we provide an even easier loan (quick and fast text loan) by using the issued PIN number from $300 to $600 with a repayment period of 7 to 45 days. We also provide $700 to $1,000 with a repayment period of 15 to 45 days. Of course, existing customers can still apply for the amount up to $200 for 7 to 25 days. To find out how an existing customer can use their PIN number to send a simpler loan application, please refer to the details that can be found here.

Depending on this and in accordance with the terms of agreement, we will charge you with establishment fees and interest fees (as set out in the Terms & Conditions) with respect to each loan we provide to you. You can see the variation in fees depending on the loan amount by using our loan calculator or see a complete overview of fees in our Terms and Conditions(pdf)a and Privacy Policy

Our mobile services are unique as the customers can apply by text from their mobile phone or via online loan application from your computer.

When you have provided us with the straight-forward, requested information on the fast and quick loan application form, we will check your credit details. Once we have processed your details, we can determine if you are applicable for a loan and which amount we can provide you with. Usually, this only takes up to 10 minutes.