Cash Loan & Payday Loan Application

Applying with us is simple, safe fast and confidential.

We have endeavoured to comply with all safety regulations and are always developing our service further to give customers the best solution when applying for a fast loan with Just Cash. You can also contact our  Customer Service (free of additional charges) for any queries. Our loan process is completely confidential also we never contact our customer regarding loan application.

First Time Customers


Video - Process with TEXT LOAN 

SUBMIT NOW(No Employer Contact)(Zero Interest & No Fees on Your First Loan for a good credit history holder only)

Step 1: Applying for cash loans and payday loans is quite simple with our online application process. To start use the loan calculation table using the sliders to decide exactly how much cash you require and how many days you need for it. It calculates full cost of the loan. In this process we will receive the fully completed loan application from you of your cash loans application and payday loans application which you can find here.

Step 2:  We will proceed further with your loan application and issue a background credit check including bad credits. On success of application we will send you a text message with the approved loan amount. After we have provided with your loan confirmation of keyword YES, we will transfer the approved loan amount into your nominated bank account immediately. On failure of loan application we send a text message to inform you about declination.

Existing Customers:

Once you are an approved customer you have your dedicated PIN. The next time when you need cash you can apply online again or you can use mobile technology. This means that you can apply for cash easier than the first time you used Just Cash.  When you can apply for a loan at My Account and via Mobile, you must accept the Terms and Conditions, Privacy Policy as you have agreed on your previous loan application. We send  a promotional loan offer by email and SMs TXT message. However, this does not mean your loan application shall be approved automatically as per to your loan request. We will access your loan application, based on your previous loan history and our  lending criteria.

Step 1: Simply text LOAN to our SMS short code number of 8778 stating the amount you need and the number of days you require for it, followed by your dedicated PIN. Days and $ are NOT required.  If you have lost the PIN, you can always contact us back and we will reissue it to you in a minute.

Example text: LOAN(space)600(space)45(space)12345

Step 2: We will proceed with your loan application. When successful, we will send you either a simple approved confirmation message or our proposed loan amount to you by TXT. Once you have replied back to us with the confirmation of YES to 8778, we will transfer the loan amount to your nominated bank account immediately.